Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. It is projected to leap 20 percent by 2019, and reach $6. eMerchantbroker. One such option is eMerchant Authority which offers bad credit merchant accounts that your business needs to be able to receive payments. He has also published critical reviews about most merchant services providers currently in operation. Advantages and Limitations of Stripe as a Merchant Account Provider. However, PaymentCloud also handles payment processing for medium- and low-risk businesses. Overall, Electronic Merchant Systems scores a below-average 2. Next, you will usually be fully approved (that is, through underwriting) within three to five business days. Call us immediately to get on the fast track for a telemarketing merchant account approval. Many people in this audience prefer to purchase their supplements online via Nutraceutical Merchant Accounts because they can rest comfortably in front of their computers and compare brands, contents, and costs. Full merchant account provider. 2. Read More. They can process checks, credit and debit cards, and online and mobile payments, including payments from apps such as Google Wallet. Guaranteed CBD Merchant Accounts Approvals in 1 week. High risk businesses are responsible for some of the world’s best enterprises, but are often penalized for not being a “safe” investment for traditional financial institutions. The Payment Experts. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and. Durango Merchant Services: Best for. TailoredPay also works with both small and large businesses across multiple industries and sectors. Currently the. com. High Risk Merchant Accounts; Business Funding;. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the region. Choose from a variety of competitive revenue sharing programs for the right compensation model focussed on high risk accounts. The fact that there was $1-billion climb from 2015 indicates that this type of fraud isn’t going to disappear soon, especially with the surging popularity of online shopping. eMerchantBroker is excited that you’re interested in connecting your online business with us. Global nutraceuticals market size is expected to reach $302,306 million by 2022 making it one of the fastest growing industries. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. High-Risk Merchant Account. TailoredPay also works with both small and large businesses across multiple industries and sectors. com. If Businesses with a merchant account at a traditional bank that experience excessive chargebacks or a high chargeback ratio can have their accounts closed. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725. 232 likes · 1 talking about this · 1 was here. Due to the lockdowns and social distancing efforts, many health care providers have seen a dramatic drop in patients, translating into diminishing bottom lines. EMB is a provider of merchant accounts with a specialty in offering credit card processing services to industries that are considered high-risk. According to reports, the global nutraceutical market is worth $233. Despite the fact that international drugs are 60 to 70 percent less expensive than drugs from the United States, Mastercard and Visa have formed an alliance with the Center for Safe Internet Pharmacies (CSIP) to stop the. Applying for a high-risk merchant account with PayDiverse is a simple 3-step process: Complete our secure, online application form. An Accounts Summary page appears. What Merchants Say. Unlock your business potential with a merchant account designed for credit repair merchants. Generally, all responsibly run legal business will be approved by any merchant service provider who accepts adult business. This law grants the FDA adequate legal authority and enforcement capabilities to safeguard consumers, yet allowing them the freedom to access a wide range of inexpensive, high quality, and secure dietary supplement products. 3 billion in 2022, and is expected to grow at a CAGR of 8. Stripe is one of the leading merchant services providers out there. National Processing. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. Square Merchant Services: Best for Startups. Best for. Choose your Industry. S. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the. Our typical turn-around time is 3-5 business days and in certain cases the very same day. com is built on experience and has helped thousands of hard. The Payment Experts. They also struggle to secure the financing they need to grow their business and cover costs. Contact us today! That said, securing a nutraceutical industry merchant account requires working with a payment provider specializing in providing high-risk credit card processing services to nutraceutical businesses. No matter what industry, EMB offers approved merchants access to: Business funding options. What Do Numbers Show? According to pymnts. 9% CAGR and an estimated $5 billion USD growth between 2016 and 2024 (up to $6. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. Step 3: Acquiring Bank Routes the Transaction. Quick and Easy. Best for multiple sales channels. Without this business account, which actually works more like a line of credit, a. E-commerce. Learn MoreIn 2016, 15. We have solutions that work for all types of businesses. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. Electronic Merchant Systems (EMS) is a leading provider of payment processing and merchant services. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. tech support merchant account from EMB. Discussing NMN, Nutraceuticals, & Merchant Payment Processing This Interview with Drew Brasiel of TouchSuite Merchant Services focuses on NMN and the Nutraceuticals industry discussing merchant payment processing. A nutraceutical merchant account allows these merchants to not only secure the credit card processing services they need, but also take advantage of electronic check processing, chargeback protection and prevention programs, and flexible business funding options. A merchant account is a specific type of bank account that allows merchants to accept payments. EMB serve? Our merchant account website serves a wide range of industries, including e-commerce, healthcare, nutraceuticals, collections, and more. Or Call: 800-993-6300. We take the guesswork out of getting a Czech Republic high risk merchant account. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. EMB has partnered with Shopify to meet your payment processing and merchant account needs. With affordable rates and great service, your herbal supplements business is in good hands. 3. eMerchantbroker. EMB provides multiple payment options, including credit cards, eCheck. The first step on your path to a new merchant account is starting the Easy Pay Direct application or if you would rather chat with someone to find out more, call us at (800) 805-4949. Consider turning to. A merchant account is what allows your business to process payments made by credit, debit, gift or rewards cards. They also struggle to secure the financing they need to grow their business and cover costs. Now U. As payment systems break down walls, providing greater access to larger pools of merchants, cybercriminals find weaknesses and seize on opportunities to infiltrate. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. This high tolerance for high-risk businesses is what sets us. 7650 South McClintock Dr #103-437 Tempe, AZ 85284 1-888-405-3093 Monday – Friday 8am – 6pm (MST)Nutraceutical Merchant Account. In this article, you will learn the only place you need to go to. Square: Best overall. Learn More Card-not-present or CNP merchants know that chargebacks may cause frustration and cost them a lot. Way2pay. There are several factors that might put your business in the high risk category. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. 9% CAGR and an estimated $5 billion USD growth between 2016 and 2024 (up to $6. One of the main reasons has to do with the higher rate of chargebacks and disputes. Our nutraceutical merchant services incorporate cutting-edge fraud prevention measures, such as tokenization and PCI DSS compliance, to fortify the security of every transaction. PAYFASTO NUTRACEUTICALS PROCESSING DETAILS. No interchange or per-transaction fees. “The biggest risk is not taking any risk” – Mark Zuckerberg Online pharmacy is a leading business on today’s eCommerce market. Merchants find it very. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the region. Medical practice is just as risky if not riskier than the said industries. Since 1988, we have been helping business owners realize their full potential and grow their financial well-being. The company specializes in merchant accounts for high-risk businesses. We approve 95% of applicants! I agree to EMB’s Terms & Conditions Get started We provide reliable solutions for supplement merchants EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. Published on May 27, 2014. Expert Guidance. The magic happens behind the scenes. Domestic and international solutions with no contracts, low rates and next day funding. It is highly important to look for a reputable processor in the field when choosing payment processing solutions for painting services. EMB serve? Our merchant account website serves a wide range of industries, including e-commerce, healthcare. What is an Offshore Merchant Account. With regulations on payment processing getting more strict, you will need a solution you can rely on. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. Based in Calgary, Alberta, Helcim has been providing traditional credit card processing, mobile payment solutions, virtual terminals, and online payment gateways since 2009. In 2018, seven democratic senators launched legislation to slow down the “revolving door” between major pharmaceutical firms and federal bureaus like the Drug Enforcement Administration (DEA) that control them. Acquiring a Nutraceutical Merchant Account While it may seem like filling out an application with a provider of merchant accounts is easy enough, there is a bit more to it. Call us immediately to get on the fast track for a travel club merchant account approval. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared. 1 percent increase compared to the same period of the previous year. This includes the merchant, the credit card company, and the bank that issues and finances the card. There’s nothing more frustrating for a business owner than not being able to accept payments from their customers. S. Some of these supplements. Although it provides services for all business types, EMB specializes in high-risk accounts. We offer our vast array of skills and knowledge to help ensure that nutraceutical merchants and their companies are treated. Some brands – some major store b. They can charge a higher interest rate, or have the customer pay into a reserve account. Free application with no obligation. Your merchant account communicates with the customer’s card issuer to confirm the transaction. " Text on screen: Select your "merchant services" account. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. The U. Our high risk merchant accounts provide: EMB is the #1 solution for high risk merchants offering all-inclusive payment processing solutions for every kind of business with a 99% approval rating. While this growth translates into more business for merchant service companies, finding a reliable payment solution remains a big hurdle for many marijuana operators. Medical Service. While the industry has operated without many regulations, the Federal Government has threatened to clamp down with online payments. North Palm Beach, Florida. For some it is, but for the majority of business owners. Merchants with businesses that require high risk credit card. eMerchantBroker – Based in Los Angeles, eMerchantBroker offer high-risk merchant accounts for CBD oil and hemp retailers. Easy Pay Direct Gateway. Recurring Billing Recurring bills play an important role in of our lives. Processing just got a little bit faster. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0. The Payment Experts. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. 770-690-8369. The Payment Experts. Merchant Service Providers. This has created a significant demand for online credit card sales and nutraceutical merchant account services. In honor of the 28 million small businesses in the United States, the Small Business Association (SBA) even started a National Small Business Week. They also need to accommodate a large variety of payment types from their customers, which include both health insurance billing, credit card payments and cash. + 0. A merchant account is a business account with an acquiring bank. Interchange-plus pricing. 3. This is then sent to a payment processor. 3. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. Learn MoreAccording to the Centers for Disease Control (CDC), over 33 percent of Americans are overweight. Our Service Solutions for Yours B2B Payments. The supplement industry experiences chargebacks because the products are not under heavy regulation by a government body. Services. 1. EMB is recognized as one of the most experienced high risk providers in the industry. AP Holdco LLC. The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. Some examples of high risk merchant account providers include Durango Merchant Services, EMB, and High Risk Solutions. High Risk. EMB is a professional payment processor that offers premium offshore merchant account services for high risk businesses. $15 monthly fee ($12 for nonprofits) Interchange + 0. We understand the unique challenges of your business and can provide you with the right merchant account that will meet all your needs. The fact that there was $1-billion climb from 2015 indicates that this type of fraud isn’t going to disappear soon, especially with the surging popularity of online shopping. 3. You should take your time to research well and find a reputable merchants services provider offering extended warranty merchant accounts that will best suit your business needs. Merchants operating these businesses commonly struggle. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. Login credentials to the credit card to bitcoin payment gateway are securely emailed to you. The global outlook for nootropics is also impressive, with a 17. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. Chargeback protection. Nutraceutical products merchant accounts are available for almost all product offerings including Anti-aging, blood sugar balancing, colon cleansers, dietary / hormonal supplements, immune system boosters, metabolic & musculoskeletal health products, nutritional beverages, skin care, sexual performance enhancers, stress management,. com. In order to maintain a thriving business, debt collection merchants must provide electronic payments. Nutraceuticals are considered a high-risk industry, which makes it more difficult to get merchant services at an affordable price. We have experts and technology to. S. Show Summary. no hidden fees* Open an Account. To get a merchant account, one must submit an application with a merchant account provider. Payment gateways. We get nutraceutical merchants approved when other processors decline. com, know that nutraceutical merchant accounts are hard to come by. We, at eMerchantBroker, would gladly bring to you a nutraceutical merchant account crafted to suit your specific needs. We offer: Retail Payments: We can help you process all types of retail payments, including credit cards, debit cards, and electronic checks. This is often a way to get around big banks’ refusal to underwrite adult businesses, but it has another hidden advantage as well. Beer, wine, and liquor Merchant Account Services. It’s not your business bank account—it’s a separate account that holds transacted funds before they are sent to your regular business bank account. The cannabis business is one of the fastest-growing industries in the United States. EMB provides extended warranty merchant account solutions with a. A merchant account is a bank account that is designed specifically for businesses to accept and issue payments, usually by credit card, debit card, or other electronic method. and international tourists spent $990. Still there are many variables to consider in this new industry that interested parties must consider before making. EMB has partnered with hundred of businesses like yours to meet their unique payment processing and merchant account needs. Travel Merchant Account. Apply Now. These banks are registered with specific card associations, like Visa, Mastercard, or American Express. com, ecommerce fraud has gone down 35% since 2016. Learn More High Risk Nutraceutical Merchant Accounts. Integration Partnerships: EMB integrates with many merchant services partners, including payment service providers, such as Square, and shopping carts, such as WooCommerce, OpenCart, and BigCommerce. we provide Nutra merchants with the best premium high-risk nutraceutical merchant services, credit card processing, and merchant approval. The most common ACH processing solutions are are: Standalone ACH processor — These providers are for businesses that don’t accept credit card payments (such as cannabis companies) and only need ACH or eCheck processing services. Tech Support Merchant Accounts. If a merchant has a high. Zion Market Research shows the global dietary supplements market is projected to grow at a compound annual growth rate (CAGR) of 8. 378 Northlake Blvd #134. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0. 50% + $0. With many customers getting a case of buyers remorse, unfortunately the tech support industry. com is built on experience and has helped thousands of hard. small business owners, only 32 percent of small business owners are aware of the impending Europay, MasterCard and Visa (EMV) rules Depending on the size of the security breach, not being EMV compliant could be enough to destroy a merchant's profits or the company entirely. Dharma Merchant Services. Stax: Best for Subscription Pricing. Our typical turn-around time is 3-5 business days. Debt buying or collecting companies based in New Jersey or out-of-state merchants that want to work with clients within the Garden State should consult attorneys to determine whether they need licenses to operate. While every business needs a business checking account, companies that accept payment by credit and debit cards must also have a particular kind of account that allows them to. Our typical turn-around time is 3-5 business days and in certain cases the very same day. When a customer purchases something from Canada, or from your Canadian eCommerce or retail store, their credit card transaction processes through a payment gateway. 60 /100. A product is classified as a nutraceutical product if it is isolated or purified, and can positively affect physiology or battle chronic diseases. Our EBT merchant services program is designed to make growing your business easier by opening your doors to customers paying with EBT cards. After decades of processed foods and unhealthy habits, nutraceuticals and the plant-based food revolution is gaining traction, though many are wary of medicinal uses of some of these products for a variety of reasons. S. Despite the recent economic depression, American small business owners have fought for survival and are on the rebound. The types of businesses approved for merchant services can vary between the different merchant-acquiring banks. What Do Numbers Show? According to. 06 billion (2018) to $49. Practitioners need to be able to treat a wide variety of ailments and health concerns. Here are the top 5 high risk merchants that are mostly likely to process high risk payments. Industries -. With an echeck merchant account, electronic check payments are processed and cleared through the echeck gateway instead of the ACH network. The nutra industry has seen an annual growth rate of about 6. The global dietary supplements industry was estimated at $123. After being declined a few times, you may think that you have no options as far as credit card processing. Merchant services provider (MSP) — If you use a company to manage your debit and. Many businesses are adopting credit card payment options, as more and more consumers opt to make purchases using credit cards. High Transaction Volume. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. There are two main reasons for this. It is projected to leap 20 percent by 2019, and reach $6. Begin accepting credit and debit cards for CBD products today by filling out EMB’s simple online application. That is why it is highly important to search for a reputable payment processor that will get you a merchant account without major difficulties. A merchant account is a business account with an acquiring bank. Accept Payments Today. An international merchant account allows businesses to accept credit cards and other forms of cashless payments in many different currencies. Payment Gateway and Merchant Accounts. 99% of the transaction amount plus a 0. We offer a fee structure that is 25% less than the competition and we get those fee reductions for most of our high-risk nutraceutical merchant accounts. Factors like chargebacks and. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. This ensures the highest levels of security at all time. Today, most merchants with CBD stores can use their credit card machines for various transactions, including card-not-present. This is because of strict guidelines for processing credit card payments that go beyond the requirements of most other industries. We approve 95% of. Step 3: Choose a New MSP that Fits Your Needs. net: Best for fraud prevention. In addition, businesses generally see an increase in ordering and payment acceptance rates with the high risk gateway. These special merchant services are designed to provide same services as the traditional credit card processing. Nutraceuticals are divided into three categories: dietary supplements (vitamins, minerals, fatty acids, in the form of tablets and capsules), functional food (probiotics, nuts, tomato products, yogurt), and. Multiple Underwriting Banks - If one bank decides to stop underwriting you and refuses to accept transactions, you want to have others that can take over without interrupting your ability to take payments online. Cigars and Pipes. 3 billion in the United States in 2016, according to the U. There has been a lot of controversy surrounding the supplement industry after news broke that, upon investigation, store-brand supplements at GNC, Target, Walgreens and Wal Mart do not include the ingredients they claim to contain. Many people in this audience prefer to purchase their supplements online via. Further projections have the U. A nutraceutical product is an isolated or purified item that effectively fights chronic diseases or benefits a person physiologically. The global dietary supplements industry was estimated at $123. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. nutraceutical industry steadily increasing from $34. Thus, the need for a nutraceutical merchant account has also expanded rapidly among business owners in this space. Funds are not collected directly by the service provider; instead, they are processed by a merchant account. Nutraceutical Merchant Account. So if it is a solution you need, eMerchantBroker is the place to be. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. DSHEA is an acronym that stands for the Dietary Supplement Health and Education Act of 1994. ePay Global need the following documents for nutraceuticals payment gateway with an application which will help the. What industries does. The acquiring bank, or acquirer, is where the merchant keeps a merchant bank account. If you sell vitamins, herbal products, or supplements, you will likely have to open a high-risk nutraceutical merchant account with your bank or payment processor. PaymentCloud is a merchant services provider. In most cases, this involves merchant accounts, payment gateways, card readers, POS systems, and other merchant-related solutions. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Your merchant account communicates with the customer’s card issuer. Now that you know how a merchant account works and how it can help your business, it’s time to find out how to open one. We provide merchant account services for both low and high-risk businesses. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. 3 billion in 2017. A merchant account holds on to funds before they’re transferred to the merchant’s primary business bank account. Best Merchant Account for Restaurants You might not have expected to have such a hard time setting up a restaurant merchant account – but you wouldn’t be the first restaurant manager or owner to hit a road bump when it comes to setting up an effective transaction processing system. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. But Americans have started to invest in their health and the weight loss market is booming. It’s also free of monthly fees. 8 billion in 2016, and it’s expected to reach $220. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. Call us at (800) 621 - 4893. X. Our partner program rewards you with both short and long term capital that you can invest back into your business. In fact, it is not uncommon for a nutraceutical merchant to have a chargeback ratio in excess of 2%. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. You can find your MID number on any of the following three places: either on the top right of your monthly merchant statement, on the sticker on your credit card, or your credit card transaction receipt. Call us Toll Free (866) 509-7199. This allows the acquirer to offer payment services to their clients. 0 billion by 2021 (up from $198. Banks and traditional. EMB is recognized as one of the most experienced high risk providers in the industry. Even if you have bad-credit, one simple application can give you access to an array of essential payment solutions for your business: Business funding. If you run a cash-only business, you can get away with not having a merchant account. Get approved for a nootropic, supplement and nutraceutical merchant account. Text on screen:Like all of the best credit card processing companies, PayPal regularly features deals and incentives. The global outlook for nootropics is also impressive, with a 17. Due to regulatory and compliance concerns, these businesses face challenges in finding suitable merchant accounts and payment gateway solutions. Maximizing jet industry and air travel payment solutions. EMB is recognized as one of the most experienced high risk providers in the industry. 75% per transaction). Dharma’s processing rate for high-risk businesses is interchange rate + 1. About Us; Solutions. 20. As our staff at FintechMerchantAccounts conducted our research on the nutraceutical industry (” Nutra”) we found that it is estimated to grow to a staggering $671 billion by 2024 worldwide. It represented over 31%. Once the application is completed, the merchant will be required to have the following items: Completed. Dispute resolution. This can be done by phone, email, or in person. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. 00: Interchange-Plus: Chase Payment Solutions: Merchant Account: $0. Best one-stop shop: First Card Payments. Figures are projected to reach $358. Other Services. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. Many people in this audience prefer to purchase their. However, there is a minor problem with. Contact. From products that improve joint health to those that boost intestinal health, the global nutraceutical industry provides countless ways for people to stay nourished and healthy. dba Allied Payments. While this growth translates into more business for merchant service companies, finding a reliable payment solution remains a big hurdle for many marijuana operators. 1 billion. Running a successful small business takes a lot of work. The market for nutraceuticals, sometimes known as “nutra,” is expanding both domestically and internationally. We are the #1 provider of merchant accounts for the nutraceutical industry, connecting you with payment solutions in as little as 48 hours after approval. This is well over what Visa considers an excessive level of chargebacks. Background checks regularly eclipse 20 million annually while. Worldpay is a merchant services provider that provides merchant accounts to small businesses. Processing just got a little bit faster. Free application with no obligation. However, there are companies that specialize in high-risk credit card processing accounts. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. If the target business operates in an industry with a history of high. Under this legislation, the DSHEA. About EMB . Magazine sales are on the rise again, and it is the perfect time to offer up the product. eMerchantBroker is excited that you’re interested in connecting your online business with us. 99% uptime, providing our clients the reliability required to operate their business merchant accounts without concern. But Americans have started to invest in their health and the weight loss market is booming. It’s customary within the credit card processing industry, for the processing bank to insulate itself against financial loss risk brought by charge back. EMB has partnered with Shopify to meet your payment processing and merchant account needs. Third-party processor.